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Home Loans

Why FCB?
Home Loan Products
FCB Loan Payments
Meet Your Lenders

Pick a home loan partner who cares.

Why FCB?

There are big advantages to borrowing with local mortgage lenders like us. We are here when you need us, offer fast, personal service, and have the flexibility to ensure your loans are right for your unique situation.

You’ll enjoy:

  • Competitive rates
  • Experienced mortgage lenders
  • Someone to help you every step of the way!

Home Loan Products

Purchase, build or refinance a home, investment properties, mobile homes and more with our experienced mortgage lenders.

Adjustable Rate Mortgages (ARMs)
Adjustable Rate Mortgages offer a fixed rate and payment for a set period of time. Once the initial term has ended, the interest and payment could adjust for the remaining term of the loan. These loans are great for those seeking a lower initial interest rate and payment compared to a fixed-rate mortgage.

Jumbo Loans
If you are wanting to borrow more than $453,099, a jumbo loan is an excellent option. With competitive rates and flexible terms, we’ll personalize this loan to meet your needs.

Construction Loans
If you’re building a home, we provide short-term financing with interest-only payments. The funds are disbursed once the bills are approved.  When your new home is complete, we can help you smoothly transition into permanent financing.

Home Equity Loans & Lines of Credit
Borrowing against your home’s equity is a great way to borrow at a very low cost. Home equity loans are best for those that need to borrow a one-time lump sum. A line of credit will give you a limit and allows you to withdraw money as you need it over the life of the loan (much like a credit card).

Ready to apply?

Call or Stop In

For more information on how to apply for a loan and a list of our current interest rates, contact one of our experienced loan officers today.

Your FCB Loan Payments

Make a payment

Loan payments may be paid through your online banking, mobile banking, in person at any of our branch locations or mailed to First Community Bank of the Ozarks, 931 State Hwy 248, Branson, MO 65616.

Payments must be received by 4:00 p.m. Monday thru Friday at any of our branches or drive thru’s in order to be posted on the current business day. Any payments received after 4:00 p.m. Monday thru Friday or Saturday 8:00 a.m. – noon will be credited as of the next business day or as otherwise permitted by law.

Meet Your Lenders

Lender-Shannon Steinert

Shannon Steinert
Hwy 248
NMLS# – 402560


Lender-Kelly "Scott" Griffith

Kelly “Scott” Griffith
Hwy 248
NMLS# – 402565


Lender- Heather Stiffler

Heather Stiffler

NMLS# 2003144

Lender-Sean Calhoun

Sean Calhoun
Hwy 248
NMLS# – 1‌057697