elderly couple talking and cooking in their kitchen
There are big advantages to borrowing with local mortgage lenders like us. We are here when you need us, offer fast, personal service, and have the flexibility to ensure your loans are right for your unique situation.
Purchase, build or refinance a home, investment properties, mobile homes and more with our experienced mortgage lenders.
Adjustable Rate Mortgages (ARMs)
Adjustable Rate Mortgages offer a fixed rate and payment for a set period of time. Once the initial term has ended, the interest and payment could adjust for the remaining term of the loan. These loans are great for those seeking a lower initial interest rate and payment compared to a fixed-rate mortgage.
If you are wanting to borrow more than $453,099, a jumbo loan is an excellent option. With competitive rates and flexible terms, we’ll personalize this loan to meet your needs.
If you’re building a home, we provide short-term financing with interest-only payments. The funds are disbursed once the bills are approved. When your new home is complete, we can help you smoothly transition into permanent financing.
Home Equity Loans & Lines of Credit
Borrowing against your home’s equity is a great way to borrow at a very low cost. Home equity loans are best for those that need to borrow a one-time lump sum. A line of credit will give you a limit and allows you to withdraw money as you need it over the life of the loan (much like a credit card).
For more information on how to apply for a loan and a list of our current interest rates, contact one of our experienced loan officers today.
Loan payments may be paid through your online banking, mobile banking, in person at any of our branch locations or mailed to First Community Bank of the Ozarks, PO Box 1187, Branson, MO 65615 or Overnight to our physical address of 121 S. Commercial, Branson, MO 65616.
Payments must be received by 4:00 p.m. Monday thru Friday at any of our branches or drive thrus in order to be posted on the current business day. Any payments received after 4:00 p.m. Monday thru Friday or Saturday 8:00 a.m. – noon will be credited as of the next business day or as otherwise permitted by law.
NMLS# – 402560
Kelly “Scott” Griffith
NMLS# – 402565
Rebecca “Becky” Roberts
NMLS# – 402917
NMLS# – 1057697
NMLS# – 1251988