Get it all.
The First Community Bank of the Ozarks Visa® & Mastercard® credit cards make it easy to choose which one is right for you- Low Rate or Preferred Points Rewards. Plus, you’ll earn rewards points redeemable from a wide selection of rewards including: merchandise, travel and account credits1. It’s the only card you need for everything you need to do.
Low Rate Card
Features
- No annual fee
- Low introductory rate for the first six months2
- Competitive ongoing APR2
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
- Unlike some card offers, the APR2 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charges, these fees are listed on the application.
Preferred Points Rewards
Features
- Earn one rewards point for each dollar spent, up to 10,000 points per month
- Low introductory rate for first six months. 2
- Competitive ongoing APR2
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191
- 24-hour toll-free live customer assistance available at 800-367-7576
- Online account information available 24/7 at www.cardaccount.net
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
- Unlike some card offers, the APR2 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the application
Ready to apply?
Contact Customer Service or log into your online banking at the top of this page for further details.
Call or Stop In
or print this PDF file, fill out and mail to: The Independent BankersBank, P.O. Box 569120, Dallas, TX 75356-9120
Subject to credit approval.
1 See the Rewards Rules and Guide to Benefits that accompany your card for details.
2 Please see application for information about current APRs and fees.
As your bank we were made aware of a sharp increase in P2P fraud. Fraud attempts may involve an introductory text message attempting to confirm fake transactions. If a customer replies that this isn’t familiar to them, they receive a call from someone impersonating a bank representative. Through conversation, the impersonator attempts to convince the customer to provide the credentials they need to access the customer’s digital banking account. The fraudsters then use P2P to transfer funds from the customer’s accounts to their own. Please remember never share your credentials to access your digital banking.
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