Personal Credit Card

Get it all.

The First Community Bank of the Ozarks Visa® & Mastercard® credit cards make it easy to choose which one is right for you- Low Rate or Preferred Points Rewards.  Plus, you’ll earn rewards points redeemable from a wide selection of rewards including: merchandise, travel and account credits¹.  It’s the only card you need for everything you need to do.

Low Rate Card

Features

• No annual fee
• Low introductory rate for the first six months²
• Competitive ongoing APR²
• 25-day interest-free grace period on all purchases.  No grace period on cash advances.

Benefits

• 24-hour toll-free customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net
• Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
• Unlike some card offers, the APR² for purchases and cash advances is the same.  We do not charge a higher rate for cash advances.  

Fees

• Other fees may be charges, these fees are listed on the application.

Preferred Points Rewards

Features

• Earn one rewards point for each dollar spent, up to 10,000 points per month
• Low introductory rate for first six months. ²
• Competitive ongoing APR²
• No annual fee.
• 25-day interest-free grace period on all purchases.  No grace period on cash advances.

Benefits

• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
• To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191
• 24-hour toll-free live customer assistance available at 800-367-7576
• Online account information available 24/7 at www.cardaccount.net
• Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
• Unlike some card offers, the APR²  for purchases and cash advances is the same.  We do not charge a higher rate for cash advances.

Fees

• Other fees may be charged, these fees are listed on the application

Ready to apply?
Contact Customer Service or log into your online banking at the top of this page for further details.

Call or Stop In

or print this PDF file, fill out and mail to: The Independent BankersBank, P.O. Box 569120, Dallas, TX 75356-9120

Personal Credit Card Application Printable PDF

Subject to credit approval.

1 See the Rewards Rules and Guide to Benefits that accompany your card for details.
2 Please see application for information about current APRs and fees.